Built for Africa's economy

Contactless Payment Infrastructure for Africa

Enabling banks to deliver secure Tap-to-Pay, Scan-to-Pay, and mobile payment experiences for merchants and consumers.

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<2s

Processing

99.9%

Uptime

The Challenge

Traditional Banks Face Complex Infrastructure Barriers

Legacy systems struggle to keep pace with digital transformation, making it difficult for financial institutions to deliver the seamless, secure, and modern payment experiences customers expect.

Fragmented Systems

Multiple vendors for different payment channels create inconsistent user experiences and high operational overhead.

Integration Complexity

Months-long implementation cycles, limited technical documentation, and poor developer experience slow innovation.

Scale Limitations

Infrastructure that can't handle peak volumes, limited multi-currency support, and regional language barriers.

Our Solution

One Platform. Every Payment Channel. Built for Enterprise.

A unified payment platform that replaces fragmented vendors with a single, developer-first foundation.

Unified API Platform

A single integration for every payment channel — no more juggling vendors or inconsistent experiences.

RESTful APIs with complete documentation
Native SDKs for iOS, Android, and Web
Webhook support for real-time events
Sandbox environment for testing

Multi-Channel Support

Accept payments however your customers prefer, from contactless to QR to in-store terminals.

NFC contactless payments
QR code transactions
POS terminal integration
Mobile payment capabilities

Enterprise Security

Bank-grade security with end-to-end encryption and advanced fraud detection.

Role-based access controls
End-to-end encryption
Tokenization support
Real-time fraud detection

Regional Optimization

Built for Africa with multi-currency processing, regional language support, and local compliance.

Multi-currency processing
English and French support
Regional payment methods
Local compliance adherence

UBA Success Story

UBA PayChap: A Modern Contactless Payment Platform

Qredet partnered with UBA Côte d'Ivoire to provide the infrastructure layer for contactless payments, enabling secure Tap-to-Pay and Scan-to-Pay services while UBA manages customer accounts, payment processing, and settlement.

Step 01

The Challenge

United Bank for Africa needed to modernize fragmented, legacy payment systems across 20 African countries — each with different currencies, regulations, and infrastructure — while delivering secure contactless payments at scale.

Step 02

What We Built

We developed a contactless payment solution with banking integration, multi-country support, and a real-time transaction dashboard.

Step 03

How We Powered UBA

Our unified API platform enabled rapid deployment while advanced tokenization ensured enhanced security.

Step 04

The Technology

We implemented a secure and scalable contactless payment infrastructure that enables Tap-to-Pay and Scan-to-Pay transactions through UBA's existing banking systems. The solution was designed with high availability, strong security controls, and seamless integration with UBA's payment and authentication services.

Platform Capabilities

Everything you need to power modern payments

Comprehensive payment infrastructure with the features and reliability that enterprise clients demand.

Payment Processing

Accept NFC, QR codes, and digital wallet payments with <2s transaction processing and 99.9% uptime.

POS Solutions

Modern point-of-sale with real-time tracking, automated reconciliation, and bank-grade security.

APIs & SDKs

Developer-first platform with comprehensive documentation, native SDKs, and sandbox environment.

Multi-Region Support

English and French interfaces with multi-currency processing across 20+ African countries.

Enterprise Security

Enterprise-grade security controls including encryption, role-based access controls, audit trails, authentication, fraud monitoring, and secure API architecture.

Analytics & Reporting

Real-time dashboards, transaction insights, and automated reconciliation for better decision-making.

Ready to Transform Your Payment Infrastructure?

Join leading banks and fintechs across Africa who trust Qredet to power their payment experiences. Schedule a demo to see our platform in action.

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Contactless Payment Infrastructure for Banks