A unified platform connecting businesses and customers
Qredet connects SMEs and customers through AI-powered business tools, digital rewards, digital receipts and connected QR experiences.
Powered by strategic banking, regulatory and technology partners
75.2%
Average daily activity
~20k
Average daily users
4.5 Average user rating
Get more done with Qredet
Make sure every product accounted for
Track stock across locations and get low-stock and expiry alerts before they cost you a sale.
Contactless Payments
Making payments effortless across Africa
Qredet enables banks and merchants to accept secure Tap-to-Pay and Scan-to-Pay transactions through a unified payment infrastructure.
NFC / Tap-to-Pay
Instant contactless card and device emulation
QR / Scan-to-Pay
Dynamic and static QR code payment flows
POS Payments
Direct integration with retail point-of-sale systems
Mobile Payments
Seamless in-app and USSD payments
Multi-Currency
Cross-border settlements in local currencies
Real-Time Processing
Immediate transaction ledger updates
Unified Core Infrastructure
Ecosystem Interoperability Map
UBA Success Story
Powering contactless payments across 20 African markets
UBA needed to modernize fragmented payment infrastructure while delivering secure contactless experiences at scale. Qredet provided the infrastructure layer, integrating with UBA's existing banking systems to enable Tap-to-Pay, Scan-to-Pay, multi-country processing, and real-time transaction monitoring.
African Markets Activated
Scalable payment infrastructure designed to support UBA's regional expansion seamlessly.
Unified APIs
Connect payment experiences to existing banking infrastructure.
Tap-to-Pay
Enable fast, contactless transactions using NFC.
Scan-to-Pay
Support convenient QR-based payments.
Real-Time Monitoring
Track and manage transactions through centralized visibility.
Official Fintech Infrastructure Partner
Full control
Businesses control who can do what. Customers control access to their account and rewards. Nothing moves without a permission behind it.
Role-based access
Decide who can open which module, from the owner down to a single counter.
Staff permissions
Grant and revoke individual permissions without rebuilding an account.
Account controls
Freeze, restore or hand over access to a business account at any time.
Audit logs
A readable record of what changed, who changed it and when it happened.
Notifications
Alerts for stock, expiry, redemptions and anything else that needs a person.
Secure integrations
Connected services only receive the scopes a business explicitly grants.
Phone & email verification
Customer accounts are verified before rewards can move anywhere.
Secure passcode
A passcode protects the app even when the phone is already unlocked.
Biometric authentication
Face or fingerprint unlock for everyday access on supported devices.
One-time identity verification
Required once, before a customer's first redemption — not on every visit.
Activity monitoring
Unusual reward activity is flagged and surfaced to the account holder.
Verified delivery
Receipts and confirmations are only issued after UBA confirms the payment.
Our customers achieve more
“We stopped losing stock to expiry. The alerts arrive before the loss does, and the weekly report writes itself.”
Awa Koné
Owner, Maison Kadi · Cocody
“Digital receipts ended the paper argument at the counter.”
Retail · Abidjan
25%
less stock written off in the first quarter after switching to Business OS alerts.
Pharmacy · Plateau
“Two counters, one dashboard. We can finally see what moved today without closing the shop to count it.”
3 200+
receipts issued monthly
12 min
saved on closing
Run Your Entire Business with Qredet OS.
Qredet Business OS brings together everything you need to manage, grow, and scale your business, all in one powerful platform.